Jeff Gates

VP & ASST SEC, Commercial Banker
(984) 867-3332

Office Information

Office Phone
28641 Marguerite Parkway
Mission Viejo, CA 92692

Areas Served

Orange County
South LA County

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from Cal State Fullerton with a concentration in Business Finance. My career includes over 20 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial and Industrial space that are in the growth phase of the business cycle.

My spouse, Lisa, and I are the proud parents of four daughters and one son which are all very active in sports.

I am passionate about spending my spare time volunteering for youth athletics in our local communities. I'm involved with my local church as well as my kids sporting activities which include club soccer, club volleyball, and travel baseball.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Funeral Homes


Cal State Fullerton University

Community Involvement

I enjoy volunteering with my church, and assisting with local youth sports.

Personal Interests

Travel, sports, CrossFit. I played baseball at Cal State Fullerton as well as minor league baseball for the Yankees and enjoy coaching my son who shares my love of the game.


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.