Ernesto Castro

VP & ASST SEC, Business Banker
Mobile Phone

Office Information

Office Phone
16536 Bernardo Center Drive
San Diego, CA 92128

Areas Served

San Diego area

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from National University with a concentration in Economics. My career includes over 16 years in banking with the majority of that time spent in the Business Banking space. My specific focus has been working with clients in the Transportation and Industrial space that are in the growth phase of the business cycle.

My spouse and I have been married for 13 years. We are the proud parents of two small children.

I grew up in Southern California and currently reside in San Diego, CA where I'm passionate about helping my community and volunteer at various events. I am also a huge soccer fan and have attended several World Cup tournaments throughout the years.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Manufacturing (Plastics, Metal, Rubber, Textiles)


National University, B.A. with a concentration in Economics

Personal Interests

Soccer, Football, Fishing, Hunting


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.