Hal Hess

Business Banker, VP

Office Information

Office Phone

Areas Served


Get to know me

As a First Citizens Business Banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I am a proud graduate of The Citadel, The Military College of South Carolina. My career includes over 13 years in banking with the majority of that time spent in the Commercial & Business Banking space. I have a passion for learning about my client’s business(es), and have had the pleasure of working with many Industrial and Commercial clients in the growth phases of their business.

My wife, Virginia, and I have been married for 11 years and we reside in downtown Summerville. We have two young children and a golden retriever that keep us very busy. You can typically find us at the baseball field, the park, riding our golf cart around town, or any other outdoor venue.

I am passionate about spending my time with my family and supporting local community organizations. I previously coached varsity baseball at a local high school for several years; and am now focused on coaching my son’s little league team. I am the President of Parks Field, Past-President of the Summerville Exchange Club, and a graduate of Leadership Dorchester.

I invite you to reach out to me via email or phone, as well as connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Professional Services Companies (Law Firms, Accountants, Engineers)


The Citadel, The Military College of South Carolina

Community Involvement

Summerville Exchange Club (Past President), Parks Field (President), Leadership Dorchester (Graduate), Summerville Chamber of Commerce (Member)


Baseball, football, hunting, fishing, golf


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.