Headshot of Iris Legaspi
Headshot of Iris Legaspi

Iris Legaspi

Mortgage Banker Market Specialist
Office Information
Office Phone
Main Number
16536 Bernardo Center Drive
San Diego, California 92128
US
Get to know me
Welcome! I’m Iris Legaspi, your dedicated Mortgage Advisor.

With 20 years of experience in the financial industry, I specialize in helping individuals and families achieve their homeownership and refinancing goals. Whether you're a first-time homebuyer, refinancing or leveraging your home’s equity, I’m here to provide personalized guidance, educational resources, and exceptional service every step of the way.

My top priority is serving my clients’ best interests. I value building long lasting relationships rooted in trust and meaningful results. As an active member of the Asian Real Estate Association of America (AREAA), I stay connected to a strong network of real estate professionals, allowing me to provide valuable insights and resources to help clients navigate their homeownership journey. My experience, combined with a deep commitment to effective communication, follow through, and a proven ability to solve complex issues, ensures that my clients are informed, supported, and confident throughout the mortgage process.

For Homebuyers:
I offer a wide range of traditional loan options, including conventional, FHA, and jumbo, tailored to fit your needs.

For Specialized Borrowers:
For clients with unique financial or professional circumstances, I offer targeted solutions including grant programs, down payment assistance, and specialized loan options for medical professionals to help make homeownership more accessible.

What You Can Expect:
-Personalized Service: I take the time to understand your financial goals, offering loan options designed specifically for your needs.
-Efficiency: I focus on creating efficient processes from start to finish.
-Expert Guidance: I simplify complex information and consistently keep you informed, so you can make well-informed decisions.

Areas of expertise:
-First Time Homebuyers
-Grant programs
-Down-payment assistance
-Fixed and Adjustable-Rate Loans
-Government Loans
-High-Net-Worth Borrowers
-Home Equity Lines of Credit
-Jumbo Loans
-Lower-To-Moderate-Income Borrowers
-Self-Employed Borrowers
-Third-Party Affordable Housing Assistance Programs
-Loans for Medical Professionals

I hold a bachelor’s degree from California State University San Marcos and enjoy staying active in my community. When I’m not assisting clients, you’ll often find me hiking, attending local events, exploring new restaurants, volunteering, traveling, and spending quality time with family and friends.

Contact me if you're ready to get started or have questions about the home financing process, I’m here when you need me!
    Resources
    Start planning for home ownership today. Access all our resources to help you get your finances in order, save for a down payment and prepare for the responsibility of owning a home.
    Refinancing your mortgage could lock in a lower rate or allow you to consolidate debt, make a home improvement or finance a college education by accessing your home equity.
    Modest incomes and limited savings don't have to be obstacles to home ownership. Your journey to home ownership can begin today.