Josie Ramirez

Managing Director, CA CRA Residential Lending
Mobile Phone
Mobile Number
Office Information
Office Phone
Main Number
160 Bovet Road
San Mateo, California 94402
Get to know me
Josie currently serves as the Managing Director for California CRA Residential Lending at Silicon Valley Bank, a Division of First Citizens Bank. She has 30+ years combined experience with Non-Profit Organizations and Financial Institutions, with 17 recent years focused on CRA Residential Lending and 13 previous years with Non-Profit Community Development Corporations (CDC’s) and Non-Profit Organizations (NPO’s). Throughout her career, Josie has served in a variety of roles aligned with her passion, which is to provide affordable homeownership opportunities for underserved households. Additionally, her years of vast experience includes serving in several management roles and as a Board of Director for NPOs.
  • Originally from
    San Jose, California
  • What I like about this business
    Providing affordable homeownership opportunities to underserved households, which is a catalyst for building wealth for the household and improving communities.
  • Movies I like
    The Greatest Showman, A Star is Born, Rush Hour, Pretty Woman
  • Local hangouts I like
    Any beach, Gilroy Gardens, Sutro Heights
  • What I’m involved in
    Board of Director for Habitat for Humanity Greater San Francisco and San Francisco Housing Development Corp.
  • Product Specialties
    Down Payment Assistance Loans
    First Time Homebuyer
  • Work History
    30+ years providing affordable homeownership opportunities, education and management in the mortgage lending industry and non-profit organizations.
  • Education
    Santa Clara University and San Jose State University
  • Personal Interests
    Spending time with my family
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