Carles Boatner-Johnson

Carles Boatner-Johnson is a mortgage professional at First Citizens Bank, with over 20 years’ experience in the mortgage industry. Her knowledge of lending is a benefit to her clients when navigating the complexity of the loan process. She understands that one of the greatest financial decisions is securing a home mortgage and therefore, listening to her customers’ needs is of utmost importance.
Her friendly advice, ability to evaluate the appropriate loan options, and her direct communication style, allows her to close loans for her clients. As she has for hundreds of clients helping them achieve their goal of homeownership over many years.
She specializes in jumbo loans, self-employed borrowers, and first-time homebuyer loan products. She's had the privilege of conducting first time home buyer seminars, spoken on panel with the Urban League of San Diego, and as a residual result continues to consult potential clients on the best loan options available.
She loves the simple things in life; spending time with friends and family, enjoying concerts, mini-vacations, and streaming series on Netflix or Hulu. Carles likes to say two things – first, the best mortgage is the one you can afford and second, in the end, homeownership is about the financial well-being of the client and their families and that’s what’s most important.