Derek Wilson

Loan Officer
(866) 429-7759
Office Information
Charlotte - Providence Rd
Open Today: 9:00 AM - 1:00 PM3:00 PM - 5:00 PMOpen Today: 9:00 AM - 1:00 PM3:00 PM - 5:00 PMOpen Today: 9:00 AM - 1:00 PM3:00 PM - 5:00 PMOpen Today: 9:00 AM - 1:00 PM3:00 PM - 5:00 PMOpen Today: 9:00 AM - 1:00 PM3:00 PM - 5:00 PMClosed Today Closed Today
Office Phone
Main Number
5008 Forbes Drive
Charlotte, North Carolina 28277
Areas Served
  • Cabarrus, NC
  • Gaston, NC
  • Mecklenburg, NC
  • Union, NC
  • Get to know me
    As a First Citizens mortgage banker, I work closely with my clients to understand their unique circumstances, individual needs and objectives. I use my experience and knowledge to help clients evaluate and select the mortgage that best meets their needs and maximizes their buying power. My goal is to provide thoughtful guidance, expert advice and prompt personal service at every step in the mortgage process. I’m committed to maintaining open and ongoing communication to keep clients fully informed while also being readily available and responsive to any questions you may have. I am a graduate of North Carolina A&T State University with a Bachelor of Science degree in Business Administration. I am a native of North Carolina and have been a mortgage banker for 27 years with the last 7 being with First Citizens Bank.
      • Product Specialties
        Conventional, Down Payment Assistance Loans, FHA, First Time Homebuyer, Pre-Approvals, Purchase, Refinance, Renovations, Sustainable Homeownership, USDA, VA
      • Work History
        North Carolina A&T
      • Education
        BS Business Administration
      Get guidance through the homebuying process. Explore the different types of mortgages we offer, learn what you'll need to apply, and connect with a local mortgage banker who can help.
      Refinancing your mortgage could lock in a lower rate or allow you to consolidate debt, make a home improvement or finance a college education by accessing your home equity.
      Modest incomes and limited savings don't have to be obstacles to home ownership. Your journey to home ownership can begin today.