Kristen Carmack

Vice President, Mortgage Banker

Emailkristen.carmack@firstcitizens.com

Mobile Phone

Mobile Number

(919) 616-1432

Fax

(866) 592-7133

NMLS#561148

Apply Now

Office Information

Raleigh - Village District

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

Office Phone

Main Number

(919) 716-4153

2005 Clark Avenue

Raleigh

North Carolina 27605

Areas Served

Durham, NC
Franklin, NC
Johnston, NC
Orange, NC
Vance, NC
Wake, NC

Get to know me

Kristen is a graduate of UNC Chapel Hill where she received a degree in Economics. She has been in the banking industry for 26 years, at First Citizens since 1999 and a mortgage banker since 2005. Kristen is committed to providing her clients with excellent customer service and to building long term relationships with her clients.

Originally from:
Durham
What I like about this business:
Assist my clients achieve home ownership

Product Specialties
Construction to Permanent
FHA
First Time Homebuyer
Jumbo Loans
Medical Professional Loans
Purchase
Refinance
Renovations
Self Employed Borrower Loans
USDA
VA
Vacation Homes
Education
UNC Chapel Hill, BA Economics
Personal Interests
Traveling, cooking

Resources

Buy your first home

Get guidance through the homebuying process. Explore the different types of mortgages we offer, learn what you'll need to apply, and connect with a local mortgage banker who can help.

Refinance your home

Refinancing your mortgage could lock in a lower rate or allow you to consolidate debt, make a home improvement or finance a college education by accessing your home equity.

Get downpayment assistance

Modest incomes and limited savings don't have to be obstacles to home ownership. Your journey to home ownership can begin today.