Erica O'Leary

Vice President, Business Banker
(984) 867-3137

Office Information

Office Phone

Areas Served

Bay Area

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

My career includes over 15 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial and Industrial space and more specifically with minority and women owned business's that are in the growth phase of the business cycle.

My spouse Denis and I have been married for 23 years. We are proud parents of two sons who are both in college with one about to graduate and one who is very active in anything related to physical activity.

I am passionate about spending my spare time gardening, exercising, traveling and with my fur babies.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Commercial and Industrial
Equipment Finance and Leasing

Community Involvement

Board Member - Nor Cal Financial Development Corporation

Personal Interests

Bocce, travel, paddle boarding, walking


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.