Paul Rantzos

Business Banker, VP

Office Information

Office Phone

Areas Served

Asheville and surrounding areas

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my bachelor's degree from UNC Asheville with a concentration in Finance. My career includes over 15 years in banking with the majority of that time spent in the Business and Commercial Banking space. My specific focus has been working with clients in the Business and Commercial Banking space that are in the growth phase of the business cycle.

I am an Asheville native and currently live in Arden. My wife, Steffie and I have been married for 9 years and we are the proud parents of two young children that keep us very busy.

I am passionate about helping clients achieve their goals within the greater Asheville community. During my spare time, I like spending time with my family, who enjoy swimming and all sorts of outdoor activities, and playing a round of golf from time to time.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


University of North Carolina at Asheville - B.A.
North Carolina School of Banking


College basketball, golf and traveling


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.