Areas Served
San Diego county
Get to know me
As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.
I earned my Bachelors in Science degree from the University of Southern Alberta Institute In Technology with a concentration in Finance and Accounting. I received my CPA designation in 1996 and Executive MBA in banking in 2018 at Pacific Coast Banking School at the University of Washington. I've also completed a Certified Business Valuator " CBV" program in 2000 to learn how to value privately owned businesses. My career includes over 25 years in banking with the majority of that time spent in the Commercial Banking space. Prior to banking, I was a CFO for publicly traded corporations and an investment banker. My specific focus has been working with clients in the Commercial and Industrial space that are in the growth phase of the business cycle seeking funding for real estate acquisitions, equipment financing and business lines of credit.
My spouse, Leticia, and I have been married for 22 years. My spouse is a medical doctor and has her own medical practice. We are the proud parents of three children with two attending SDSU and one attending ASU.
I am passionate about spending my time hiking, biking and sometimes taking in a good game of golf. We love to travel the world seeing other countries and exploring their cultures with the family.
I invite you to connect with me on LinkedIn.
I earned my Bachelors in Science degree from the University of Southern Alberta Institute In Technology with a concentration in Finance and Accounting. I received my CPA designation in 1996 and Executive MBA in banking in 2018 at Pacific Coast Banking School at the University of Washington. I've also completed a Certified Business Valuator " CBV" program in 2000 to learn how to value privately owned businesses. My career includes over 25 years in banking with the majority of that time spent in the Commercial Banking space. Prior to banking, I was a CFO for publicly traded corporations and an investment banker. My specific focus has been working with clients in the Commercial and Industrial space that are in the growth phase of the business cycle seeking funding for real estate acquisitions, equipment financing and business lines of credit.
My spouse, Leticia, and I have been married for 22 years. My spouse is a medical doctor and has her own medical practice. We are the proud parents of three children with two attending SDSU and one attending ASU.
I am passionate about spending my time hiking, biking and sometimes taking in a good game of golf. We love to travel the world seeing other countries and exploring their cultures with the family.
I invite you to connect with me on LinkedIn.
Our approach
At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.
Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.
We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.
Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.
We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.
Industry Expertise
Dental
Healthcare and Medical
Manufacturing (Plastics, Metal, Rubber, Textiles)
Professional Services Companies (Law Firms, Accountants, Engineers)
Education
BSc, CPA, Executive MBA PCBS
Personal Interests
Golfing, Hiking, Travel
Resources
Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.