Tony Hurtado

Director, Middle Market Banking

Office Information

Office Phone

Areas Served

Mission Viejo

Get to know me

As a First Citizens middle market relationship manager, it's important to invest in understanding your business, strategies and key objectives. An established process and a skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership and collaboration in planning for long-term success.

My career includes over 17 years of developing and managing relationships in the corporate and middle market banking segments. I’m a Southern California native (Orange County) with commercial and corporate banking experience in Los Angeles, Orange, San Diego, Riverside and San Bernadino counties. I’m a California State University of Fullerton graduate where I earned a Bachelor of Science degree with honors in Business with a focus in Corporate Finance. My areas of expertise include working capital, growth, acquisitions and real estate financing in the Commercial/Industrial sectors. My team and I are responsible for delivering the bank’s resources, capabilities and skillful advice to companies in a wide range of industries throughout the West.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

We take a collaborative approach to managing relationships. Our teams include relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Commercial and Industrial
Commercial Real Estate
Distributors / Wholesalers


Bachelor of Science, California State University of Fullerton

Personal Interests

Surfing, Bow Hunting (Archery), Camping, Hiking, Golfing

Community Involvement

Ambassador for the San Clemente Chamber of Commerce


Let’s take a look at contactless payments and what they could mean for your business.
Many businesses employ risk transfer maneuvers to balance out the risk-reward equation on significant decisions.
Learn the key considerations when doing business in foreign currencies so you can maximize your bottom line.