Todd Cahoon

Commercial Banker
Mobile Phone
(984) 867-3329

Office Information

Office Phone
1201 Dove Street
Suite 150
Newport Beach, CA 92660

Areas Served

Orange County, CA

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned a Masters of Accounting and Financial Management from Keller Graduate School and earned an undergraduate degree in Economics from the University of Utah. My career includes over 15 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the CRE and C&I space that are in the growth phase of the business cycle.

I am passionate about spending time with family and friends, golfing, bike rides, and relaxing at the beach.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


University of Utah

Community Involvement

Volunteering at church and other non-profit organizations throughout Orange County, CA

Personal Interest

Collegiate sports, golf, biking, traveling, and cooking


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.