Richard Boyer

SVP, Commercial Banker

Office Information

Office Phone

Areas Served

Greater Sacramento and Bay Areas

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from Univesity of California, and MBA in Finance from California State University, Sacramento. I have been in Banking now 31 years, primarily in the Commercial Banking realm but also in Wealth Management roles. I have been both a manager and a a relationship manager in each arena. Currently my specific focus is working with clients in the Commercial, Industrial and Medical/Professional industries seeking to improve or expand their banking relationship.

My wife of 33 years, Nola, and I have three adult children: our daughter is a professional horse trainer, our eldest son a medical doctor and our youngest son a professional rugby player playing for Los Angeles. Nola and I enjoy trips to Lake Tahoe and Carmel as well as overseas travel. We have two dogs, a cat and a horse.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Professional Services Companies (Law Firms, Accountants, Engineers)


BA Zoology, University of California Berkeley; MBA finance, California State University Sacramento

Community Involvement

President and coach for Sacramento Rugby Union Motley club, ages 6-14 (15 years); Ronald McDonald House Board Member; Hope for Sacramento Treasurer and Board Member; Rugby referee, President of California Bald Eagles Rugby Club.

Personal Interests

Rugby, fishing, hunting, skiing, Australian Rules Football


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.