Katrin Engel

Managing Director, Middle Market Banking

Office Information

Office Phone

Areas Served


Get to know me

As a First Citizens middle market relationship manager, it's important to invest in understanding your business, strategies and key objectives. An established process and a skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership and collaboration in planning for long-term success.

My career includes over 20 years of commercial and corporate banking experience, with more than 15 years spent in the San Diego market. Throughout my career, I’ve had the pleasure of working with clients from a variety of industries, such as Manufacturing/Distribution, Government/Defense, Professional Services and Healthcare. My areas of expertise include working capital financing, term financing for growth and acquisitions and real estate financing.

I earned my Master of Science degree in Business Economics from NHH (Norwegian School of Economics and Business Administration) Bergen, Norway, and my B.A. in Economics from Berufsakademie Berlin, Germany.

My spouse and I are proud parents of two school aged children. I’m passionate about education and am currently serving on the board of directors for the Del Mar Schools Educational Foundation, supporting STEAM+ education for elementary school aged children.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

We take a collaborative approach to managing relationships. Our teams include relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Commercial and Industrial
Distributors / Wholesalers
Government / Municipal


Master of Science, Business Economics NHH (Norwegian School of Economics and Business Administration) Bergen, Norway; Bachelor of Arts, Economics Berufsakademie Berlin, Germany

Community Involvement

Board of Directors for the Del Mar Schools Educational Foundation


Let’s take a look at contactless payments and what they could mean for your business.
Many businesses employ risk transfer maneuvers to balance out the risk-reward equation on significant decisions.
Learn the key considerations when doing business in foreign currencies so you can maximize your bottom line.