Victor A. Padial

SVP, Manager of Commercial Banking

Office Information

Office Phone
phone

Areas Served

Florida

Get to know me

As a commercial banking leader at First Citizens Bank in Miami, my connection to our local communities is both personal and professional. Together with my team, we are deeply committed to investing time to truly understand the needs of the business and consumer clients we serve.

Our approach is grounded in First Citizens’ core values—respect, trust, and service—and we prioritize long-term relationships over short-term transactions. Every strategy we implement is centered on thoughtful, client-focused decision-making that reflects our relationship-driven culture.

We take pride in delivering tailored financial solutions that support lasting stability and growth—aligned with the goals of our clients, the success of our colleagues, and the well-being of the communities we’re privileged to serve.

My career spans over 20 years in banking with much of that time spent in business and commercial banking. My specific focus has been working with clients in the commercial and industrial space that are in the growth phase of the business cycle.

My spouse, Ashley and I have been married for 20 years. We are the proud parents of our three daughters. I am passionate about spending my spare time with my wife and children, traveling, playing lot's of pickleball and an occasional round of golf.

I look forward to connecting with you on LinkedIn, one-on-one, or out in the community.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Resources

Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.