CJ Graves

VP & ASST SEC, Commercial Banker I Target Market
(984) 867-4895

Office Information

Office Phone

Areas Served

Anywhere in the Atlanta MSA

Get to know me

As a First Citizens commercial banker, it's important to invest in understanding your business, strategies and key objectives. An established process and a skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership and collaboration in planning for long-term success.

I earned my undergraduate degree from Morehouse College. My career includes over 17 years of commercial banking across commercial and small business sectors.

My spouse, Natasha, and I have been married for 11 years. We are the proud parents of two beautiful children. My family and I have lived in Gwinnett County since 2009.

I am passionate about serving my community. I’m President elect of the Duluth Rotary Club and support important local and international projects. Also, I devote efforts to the Gwinnett County Habitat for Humanity on the executive board.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


Morehouse College, BA

Community Involvement

Rotary Club President Elect; Gwinnett County Habitat for Humanity Board Member; Kappa Alpha Psi Fraternity Inc.

Personal Interests

Football, Basketball and Piano


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.