CJ Graves
VP & ASST SEC, Commercial Banker I Target Market
Fax
Fax
(984) 867-4895
Areas Served
Anywhere in the Atlanta MSA
Get to know me
As Senior Vice President and Manager of Commercial Banking at First Citizens Bank, I have over 23 years of experience in the financial industry, helping businesses achieve their growth and cash flow goals. I manage a team of business and commercial bankers for First Citizens Bank and am accountable for individual sales production as well as team sales goals with a primary focus on financing commercial owner-occupied real estate, investment real estate, equipment, working capital lines of credit/purchasing cards.
I earned my undergraduate degree from Morehouse College. I have spent a majority of my carreer in the commercial banking space. Among the industries we primarily serve are C&I, manufacturing, distribution, skilled trades, medical and healthcare, dental professional services just to name a few. We provide significant value with our holistic, long-term, consultative approach, coupled with our variety of competitive product solutions, and high quality client service delivery model.
My spouse, Natasha, and I have been married for over 17 years. We are the proud parents of two beautiful children. My family and I have lived in Collin County since 2024.
I am passionate about serving my community. I'm Treasurer of the Frisco Rotary Club and support important local and international projects. I invite you to connect with me on LinkedIn, email or phone.
I earned my undergraduate degree from Morehouse College. I have spent a majority of my carreer in the commercial banking space. Among the industries we primarily serve are C&I, manufacturing, distribution, skilled trades, medical and healthcare, dental professional services just to name a few. We provide significant value with our holistic, long-term, consultative approach, coupled with our variety of competitive product solutions, and high quality client service delivery model.
My spouse, Natasha, and I have been married for over 17 years. We are the proud parents of two beautiful children. My family and I have lived in Collin County since 2024.
I am passionate about serving my community. I'm Treasurer of the Frisco Rotary Club and support important local and international projects. I invite you to connect with me on LinkedIn, email or phone.
Our approach
At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.
Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.
We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.
Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.
We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.
Industry Expertise
Architectural Firms
Automotive
Dental
Healthcare and Medical
Logistics
Machine Shops
Manufacturing (Plastics, Metal, Rubber, Textiles)
Professional Services Companies (Law Firms, Accountants, Engineers)
Religious Organizations / Nonprofits
Veterinarians
Wholesale Distributor (Food, Beverage, Medical Equipment)
Education
Morehouse College, BA
Community Involvement
Rotary Club President Elect; Gwinnett County Habitat for Humanity Board Member; Kappa Alpha Psi Fraternity Inc.
Personal Interests
Football, Basketball and Piano
Resources
Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.