Thomas Linebarger

Director, Commercial Equipment Finance

Office Information

Office Phone

Areas Served


Get to know me

At First Citizens Capital Equipment Finance, I thrive at providing financing solutions that fit customers current and future growth needs. Corporation rely on capital equipment to grow and feed their operating plans and need expertise in this field to find the right financing solutions that fit the current need particular to each business. My career includes over 35 years in banking with approximately half that time spent in the Commercial Banking space and the other half sourcing relationships and deals in the Corporate Finance space . My specific focus has been working with clients in the Commercial and Industrial industries that are in the growth phase of the business cycle. Industries I have expertise in are Food & Beverage, Transportation, Manufacturing, Packaging, Crane Operations and Material Handing sectors with an emphasis on Sustainability.

I earned a BBA from Southern Methodist University with an emphisis in Finance. My career includes 4 years of credit underwriting for ITT Industiral Finance and approximately 31 years of equipment finance sales with Textron, Finova, Transamerica, GE, AIG, Stonebriar, Santander, CIT and First Citizens. I live in Warrenville, IL, with my wife. Our three children have graduated from various universities; The University of Colorado, NYU, and TCU, and are all gainfully employed. I continue to spend my spare time volunteering for the local non-profit Lions Club. My favorite hobbies include playing golf with Lisa and friends, fishing and boating, and traveling to see our children when possible.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Capital Equipment Finance


Bachelor Busiess Administration

Personal Interests

Golf, Fishing, Cooking, Sports

Community Involvement

Lions Club


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.