Ken Smith

VP, Business Banker
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Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelor’s degree from Rockhurst University in Kansas City with a concentration in Finance and Economics. My career includes over 15 years in banking with the majority of that time spent supporting business owners. As a former small business owner, I know what they need and want in their banker. I can also empathize with the struggles and obstacles an entrepreneur has to deal with on a daily basis.

My wife, Jill and I have been married for nearly 19 years. We are the proud parents of two sons, Jacob and Jack. They are both outstanding young men who are involved in many activities. I have coached both of them in basketball.

I am passionate about spending my spare time volunteering for Shriner's Hospital and other charitable endeavors through my local Masonic Lodge. I'm also extremely involved with my church.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Manufacturing (Plastics, Metal, Rubber, Textiles)


Rockhurst University, Bachelor of Science in Business Administration-Majors in Finance & Economics

Community Involvement

Masonic Lodge, Shrine Temple, volunteer through my church

Personal Interests

Golf, basketball, volunteerism, travel, poker and spending time with my boys


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.