John S. Goldthwait, Jr.

SVP, Commercial Banker
(984) 867-3246

Office Information

Office Phone

Areas Served

Anne Arundel County
Northern Virginia
District of Columbia

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from the College of William & Mary with concentrations in English and Economics. My career includes over 30 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial & Industrial and Professional Practice space that are in the growth phase of the business cycle.

My spouse, Sandra and I have been married for 22 years. We are the proud parents of a daughter in college and a son in high school, both of whom are very active in a broad array of activities.

I am passionate about spending my spare time volunteering. After coaching both my kids in softball and baseball for several years, I now dedicate my time and energies to serving non-profit organizations. Currently I am the Board Chair of a large non-profit dedicated to providing a wide range of residential and other services to individuals with developmental disabilities.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms
Government / Municipal


B.A. College of William & Mary

Community Involvement

Current Board Chair of Bello Machre, Inc.,Past Board Chair of the Annapolis Symphony Orchestra and Leadership Anne Arundel

Personal Interests

Traveling with family, golf, tennis


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.