Virginia Lawrence

SVP, Commercial Banker

Office Information

Office Phone

Areas Served

Greater Asheville Area

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors of Science degree from the University of Florida, magna cum laude. My career includes over 25 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Medical, Maritime, Logistics and Commercial & Industrial space that are in the growth phase of the business cycle.

My spouse Greg and I are proud parents of twins in college and a daughter in grad school.

I am passionate about people, relationships and serving our community. We're new to the Asheville area and have enjoyed serving on many non-profit boards and in leadership roles in the past: including Rotary Past-President, a Ports Ambassador for South Carolina, Palmetto Goodwill Industries, and many more. We will soon be active members of our local church and look forward to supporting important local and international projects. I am grateful for these organizations and the ability they provide to serve our new hometown.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Commercial and Industrial
Healthcare and Medical


University of Florida - B.S. , Magna cum Laude

Community Involvement

Chair of Community Service and Board President Elect, Historic Rotary Club of Charleston; Board Member of Palmetto Goodwill Industries; serve on Women United and Steering Committee for Trident United Way, and volunteer at Seacoast Church, Ronald McDonald House of Charleston and Lowcountry Orphan Relief

Personal Interests

Yoga, hiking and enjoying the beautiful great outdoors in the Asheville area!


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.