Jochen Schwarz

Business Banker , VP

Office Information

Office Phone
1650 East Franklin St
Chapel Hill, NC 27514

Areas Served

Greater Triangle Area

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from Virginia Tech with a concentration in International Business. My career includes over 15 years in banking with the majority of that time spent in the Business Banking space. My specific focus has been working with clients in the Commercial and Medical space that are in the growth phase of the business cycle.

My spouse, Anne, and I have been married for 10 years. We are the proud parents of three girls, two of whom are twins!

I am passionate about spending my spare time volunteering for youth athletics in our local communities. I have coached youth soccer for the past two years with a large portion of that time focused on the local recreation leagues.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


Virginia Tech

Community Involvement

Town of Chapel Hill Parks and Rec Advisory Board

Personal Interests

Mountain biking, motorsports, traveling, snowboarding


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.