Trent Carpenter

Business Banker, VP
(844) 370-8114

Office Information

Office Phone

Areas Served

Harnett County and the surrounding area

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my bachelors degree from UNC Asheville with a concentration in Management. My career includes over 25 years in banking with the majority of that time spent in the Business/Commercial Banking space. My specific focus has been working with clients that are in the growth phase of the business cycle.

My spouse, Kim, and I have been married for 27 years. We are the proud parents of one son, Tyler .

I am passionate about spending my spare time with my family doing various hobbies like golf, fishing and cooking BBQ. I have served on many committees throughout my banking career and currently serve on several boards. I'm also a Past President of the Dunn Chamber of Commerce and the Coats Area Chamber of Commerce. I am a member of Westfield Baptist Church where I currently serve as deacon and choir director.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


Associates Degree from Johnston Community College and Bachelor from UNC-Asheville

Community Involvement

Currently serve as Secretary of the Dunn Area Committee of 100 and am on the Loan Committee, Board Member of the Downtown Dunn Development Corporation, Treasurer of the Harnett County Home Builders Association, Member of the Dunn Rotary Club and Golf Tournament Chairman

Personal Interests

Golf, Fishing, Smoking BBQ, Spending time with family, John Wayne and old war movies


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.