Michelle Cline

Insurance Sales Representative

Office Information

Office Phone

Areas Served


Get to know me

As a First Citizens Business Insurance Representative, I assist business owners in navigating what can be a complex decision process to understand their exposures and then match insurance coverages to protect their livelihood and meet contractual needs. Our goal is to provide access, ease of doing business and clear options that a small business owners can use to make informed decisions in their fast paced worlds.

Areas of Focus: I tackle all manor of business risk, however I specialize in working with our Business and Commercial banking teams to provide insurance solutions on more complex business risk such as professional services, dental and medical professional offices, and light manufacturing. Another area I tackle is assisting new to business clients with advise and recommended coverages, understanding that each business is different than the next.

I grew up in Southern New Jersey but have lived and worked in Eastern North Carolina for 28 years. I live in the Raleigh area, but continue to support the ECU Pirates as a season ticket holder for football, baseball, and basketball. GO PIRATES !!

Our Approach

First Citizens Insurance Services is built on over 100 years of risk management and insurance experience, enduring values and loyalty to our customer and business relationships. Insurance is a key tool in allowing our customers to accept and transfer risk so that they can grow their businesses and their family’s financial success. We are trusted partners in this endeavor, specializing in assessing risk and protecting the people, businesses and communities we serve, from the unexpected. Our experienced teams will listen to your needs, review coverage and make recommendations to provide you with comprehensive and competitively priced suggestions.

Industry Expertise

Manufacturing (Plastics, Metal, Rubber, Textiles)
Professional Services


Temple University

Personal Interests

Hiking, Traveling, Spending time with Family and Friends


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