Scott Ryan

Director, Business Development Officer

Office Information

Office Phone

Areas Served


Get to know me

As a First Citizens Commercial Equipment Finance banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success. I graduated from Fairleigh Dickinson University with a degree in Marketing. My career includes over 30+ years in equipment finance. I was with the equipment finanace group at GE Capital for 20+ years. The last eight years of my GE Capital career was with GE Antares where I started a group that financed over $2BB of equipment for private equity owned companies. I have been with CIT/First Citizens Bank since 2021.

My home is in northern NJ. When my wife and I are not spending time with my two daughters and their husbands, we are playing golf or skiing. I am on the board of a charity that disburses funds to organizations that support reading for children and animal care.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Capital Equipment Finance


Bachelors Degree in Business Marketing

Personal Interests

Spending time with my family, golfing, skiing, and sailing

Community Involvement

Teach learn to sail to adult beginners


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.