Michael Ollio

Director, Commercial Equipment Finance

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Get to know me

I joined First Citizens' Commercial Equipment Finance business in 2016 and am responsible for originating new business opportunities via third-party sources, managing existing client relationships and executing general equipment finance transactions under various finance structures.

I have spent more than three decades in the equipment finance industry, working across all market segments, a wide variety of asset classes, various credit spectrums, as well as in various operational and technical roles.

Prior to joining First Citizens, I spent 13 years with Siemens Financial Services within their equipment finance group acquiring new and seasoned opportunities fostering third-party relationship in acquiring in excess of $2bn in equipment cost. Earlier in my career, I spent 15 years with PNC in various roles from internal audit, ABL, and finally Leasing/ Equipment Finance after completing the bank’s Management Credit Training Program.

I have earned a B.S. in Accounting and a minor in Quantitative Business Analysis from Robert Morris University.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Capital Equipment Finance


Robert Morris University


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.