P.J. Watson

SVP, Commercial Banker

Office Information

Office Phone
phone

Areas Served

Charleston and surrounding counties

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.


I earned my Bachelors degree from Wofford College with a BA in Business Economics . My career includes over 25 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial and Industrial space that are in the growth phase of the business cycle.

My spouse Melissa and I have been married for 27 years. We are the proud parents of one son who is a sophomore Football player at The Citadel.

I am passionate about spending my spare time volunteering for numerous organizations in our local communities.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Manufacturing (Plastics, Metal, Rubber, Textiles)

Education

BA Wofford College, Banking School At Wake Forest University

Community Involvement

Former Board Member at Pet Helpers, former treasurer at the United Way

Personal Interests

Fishing, Painting, Football

Resources

Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.