John Welsh

SVP, Commercial Banker
(803) 931-1031

Office Information

Office Phone

Areas Served

Midlands of SC

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree and my MBA from the University of South Carolina. My Bachelors degree is in Finance and Economics. My career includes over 20 years in banking; all as a commercial relationship manager with the majority of that time spent in the Midlands market. My goal is to provide all my clients with exceptional client service, financial and business process insights, and an overall banking experience that is second to none.

My spouse, Emily and I have been married for 20 years. We are the proud parents of two daughters, Virginia and Lizzie.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Manufacturing (Plastics, Metal, Rubber, Textiles)
Professional Services Companies (Law Firms, Accountants, Engineers)


MBA, University of South Carolina

Community Involvement

Chairman of Harvest Hope Food Bank, Treasurer of Dickerson Children's Advocacy Center, & Board Member, Columbia Chamber of Commerce

Personal Interests

Spending time with family, fishing, exercise, and if time permits, a bit of golf.


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.