William Hoy

Vice President, Commercial Banker

Office Information

Office Phone

Areas Served

Upstate South Carolina

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from Wofford College. My career includes over 18 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial and Industrial space that are in the growth phase of the business cycle.

My spouse, Jennifer and I have been married for 10 years. We are the proud parents of two daughters who are both in elementary school, and very active in arts and sports.

I am passionate about spending my spare time enjoying outdoor activities with my family and friends. I love the Upstate, and also giving back to our community through volunteering with local non-profits, and our Church.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Funeral Homes


Wofford College

Community Involvement

Cancer Association of Spartanburg and Cherokee Counties, Mobile Meals, 1st Presbyterian Church

Personal Interests

Family, Outdoors, Travel


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.