Bob Smith

Business Banker, Senior VP

Office Information

Office Phone

Areas Served

Sumter Clarendon Lee Orangeburg & Barnwell Counties in South Carolina

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned a Bachelor of Science in Business Administration from UNC Chapel Hill and an alumni of the Graduate School of Banking at LSU. My career includes over 35 years in banking with the majority of that time spent in the Commercial and Business Banking space. My specific focus has been working with clients in the Commercial, Industrial, Professional and Medical area that are in the growth phase of the business cycle.

Personally, I have been married for over 37 years to my wife, Kay. Our two adult daughters, both graduates of Wofford College, are now following in their father's footsteps - bankers in Charlotte and Washington, DC. Kay and I enjoy traveling, entertaining friends, and are big UNC sports fans.

I am passionate about the Sumter community and surrounding areas and helping to be a part of the economic engine that enhances the quality of life for all. I am serving or have served in leadership roles with the Greater Sumter Chamber of Commerce, United Way of Sumter, Clarendon & Lee Counties, Sumter Rotary Club, Wilson Hall School, USC Sumter, and The Tuomey Foundation. My family is a member of First Presbyterian Church. I am grateful for these organizations and the impact they continue to make in this community.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Manufacturing (Plastics, Metal, Rubber, Textiles)


University of North Carolina at Chapel Hill

Community Involvement

Past Chairman of the Greater Sumter Chamber of Commerce, United Way of Sumter, Clarendon & Lee Counties and Sumter Rotary Club. I also serve as Finance Chairman of Wilson Hall School & The Tuomey Foundation and a Trustee at USC Sumter and am an active Elder at First Presbyterian Church and recently completed term as Clerk of Session.


Traveling, socializing with friends and family, dining out at restaurants, participating in community events


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