Bill McGowan

(984) 867-3412

Office Information

Office Phone

Areas Served

Greater Austin Area

Get to know me

As a First Citizens business banker, it's important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from California State University, Chico with a concentration in Business and Marketing. My career includes over 7 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with clients in the Commercial Real Estate space that are in the growth phase of their business cycle.

My wife, Cara and I have been married for 5 years. We are the proud parents of one daughter, who is getting ready for kindergarten.

I am passionate about spending my spare time with my family and helping my wife on the weekends with her growing small business, Texas Hill Country Olive Company. I enjoy playing a weekend round of golf and going to the gym to relieve any stress.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


BS - California State University, Chico

Community Involvement

Lakeway Church, Lake Travis Chamber of Commerce, West Austin Chamber of Commerce, Westlake Chamber of Commerce


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.