Ryan Berlage

Director, Underwriting

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Areas Served


Get to know me

Equipment Finance and Leasing Industry veteran with over 20 years of experience in underwriting and structuring transacations. Familiarity with a wide range of equipment types across various industries and varying credit profiles.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Capital Equipment Finance


Bachelors Degree - Business Administriation Finance Emphasis

Personal Interests

Golf, Sporting Events and Travel


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.