Robert Moreno

Vice President, Business Banker

Office Information

Office Phone

Areas Served

San Antonio & Surrounding Areas

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree from Texas A&M Corpus Christi with a concentration in Finance and business administration. My career includes over 15 years in banking with the majority of that time spent in th Business Banking space. My specific focus has been working with clients in the healthcare and medical space that are in the growth phase of the business cycle as well as commercial real estate purchases.

My fiance, Viviana, and I are expecting our first baby girl, due November 2022. The first grandaughter in our familes.

I am passionate about spending my spare time with my family. Barbecue gatherings celebrating family events commonly take up our weekends. Viviana is a local San Antonio realtor so we spend time exploring the local real estate market as well. More recently, planning and getting ready for our baby girl with our families support.

I invite you to connect with me on LinkedIn

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Equipment Finance and Leasing
Healthcare and Medical


Bachelors In Business Administration - Texas A&M Corpus Christi

Community Involvement

I enjoy being an active member of Bexar County Medical Society, Real Estate Council San Antonio, South Texas Commercial Association of Realtors, San Antonio District Dental Society. Former Texas A&M Corpus Christi San Antonio Chapter Alumni President.

Personal Interests

Hobbies include networking, educating, and coaching with small business owners as well as the outdoors hiking, fishing, and hunting. Traveling with my family and experiencing new adventures.


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.