Lu Fraser

Business Banker, VP
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Office Information

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Areas Served

Northern Virginia Region
Washington DC

Get to know me

As a First Citizens commercial banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelor’s degree from Hampton University with a concentration in Business Management. My career includes over 26 years in banking with the majority of that time spent in the Small Business and Commercial Banking sector. My specific focus has been working with clients in the Commercial and Healthcare Banking space that are in the growth phase of the business cycle.

My spouse and I have been happily married for 23 years. We are the proud parents of one son who is an avid reader and very active in martial arts.

I am passionate about spending some of my spare time volunteering for youth activities in my community and educating small business owners through workshops and seminars. The rest of my time is dedicated to supporting our son in all of his pursuits and discovering new and exciting places to visit.

I invite you to connect with me on LinkedIn and Facebook.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms
Commercial and Industrial


BS in Business Management from Hampton University

Personal Interests

Reading, Travel and Painting

Community Involvement

I am actively involved in my church, the PTSA at my son's school and my Women In Business Leadership group. I am also a member of CREW (Commercial Real Estate Women Network) Northern Virginia.


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.