Kelly Dye

Business Banker, VP
(984) 867-3540

Office Information

Office Phone

Areas Served

Charlottesville and the surround counties

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my bachelor's degree from Roanoke College and MBA from Virginia Tech with a concentration in Finance. I have worked in banking for 28 years with the majority of that being in business banking. My combined experience in lending and investing helps me serve my clients more efficiently. I am able to anticipate their needs, help them uncover challenges and recommend options. I work collaboratively with my clients, helping translate their goals into action plans.

Ultimately, my skill set helps my clients increase their revenue, accelerate their cash flow, reduce costs, save time, and decrease aggravation. In my free time I enjoy traveling, checking out new wineries, and working out.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical


Roanoke College, Virginia Tech MBA

Community Involvement

Board member of Charlottesville Area Dental Access


Traveling, fitness, wine


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.