Laura McCombs

Business Banker, SVP
(984) 867-4818

Office Information

Office Phone

Areas Served


Get to know me

As a First Citizens commercial banker, I take the time to understand your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree in Business from UNC-Chapel Hill . My career includes over 25 years in banking with the majority of that time spent doing business banking and commercial real estate lending. My specific focus has been working with both medical and dental practices, but I work with businesses across the spectrum.

I am a mom to two wonderful boys who keep me active. I am also involved with Richmond CREW (Commercial Real Estate Women), which allows synergies as well as the ability to learn from others in the real estate field.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical


UNC - Chapel Hill

Community Involvement

Virginia Breast Cancer Foundation


Running and reading


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.