Tim Huerth

Business Banker

Office Information

Office Phone

Areas Served

Shenandoah Valley

Get to know me

As a First Citizens Business Banker it's important to invest in understanding your business, strategies, and key objectives. An astablished process and skilled team of specialist help me tailor solutions to fit you and your organizations. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelors degree in Agriculture and Applied Economics from Virginia Tech with a concentration on Financial Planning. My career includes over 10 years in commercial lending and financial services, with the majority of that time spent in financial advising for business owners. Over the course of the last few years, my specific focus has been working with commercial clients in the agribusiness space, specifically those in the Wood and Green Industries.

My spouse Krystin and I have been married for 7 years. We are the proud parents of 3 children, 2 daughters and a son, who are in the early phases of their life and education journeys. Our children are sure to keep us busy and we wouldn't have it any other way.

I am passionate about spending my spare time volunteering for youth athletics in our local communities. I have coached youth soccer off and on for 10 years, now focusing on helping my oldest daughter's soccer team whenever I can. We are currently focused on soccer, with my two daughters, one who has played a few seasons, and one who is just beginning her first. Having 2 girls involved in youth sports, along with a son coming along, requires a lot of time spent practicing and traveling, we are thankful for the time this allows us to spend time together as a family.

I invite you to connect with me on Linkedin.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


Virginia Tech

Personal Interests

College football, soccer, cooking, and spending time with my family


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