Eric Smith

Business Development Officer, Director

Office Information

Office Phone
phone

Areas Served

CA
WA
OR

Get to know me

At First Citizens Capital Equipment Financing, I have a passion for providing capital equipment financing solutions structured to provide the best value to our customers and prospects. I have 25+ years of experience developing relationships with client leadership and stakeholders as a trusted partner and advisor. Utilizing my deep understanding of financial solution structures, tax and accounting rules, and capital utilization, I continually seek ways to enhance value for clients.

I graduated from University of Oregon where I earned a degree in Accounting and Finance. Sixteen years of my career was with General Electric Capital Corporation where I provided capital equipment financing and leasing solutions for a wide variety of customers in the Western US. When GE sold my business group to Well Fargo, I joined their Maritime Finance group providing vessel leasing and financing solutions to customers and prospects. I joined First Citizens Capital Equipment Financing in February 2022 as a Director, Business Development Officer.

My home is in Kirkland, Washington where I live with my Wife, Mary, and dog Sophie. We have three wonderful children. Our eldest daughter is in her Neurology Residency at Stonybrook Hospital in Long Island; our son works in the Environmental Safety Industry in the Puget Sound area; and our youngest daughter works in Commercial Real Estate in Seattle.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Capital Equipment Finance
Distributors / Wholesalers
Manufacturing (Plastics, Metal, Rubber, Textiles)

Education

Bachelor of Science in Accounting & Finance

Personal Interests

Hiking, Biking, Travel, Triathlons, Family Time, Nature, and BBQ

Resources

Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.