Luz Whitley

SVP, Manager of Business Banking
(984) 867-3175

Office Information

Office Phone

Areas Served

Snohomish, King and Pierce County

Get to know me

As a Manager of Business Banking it is important for me to play a role in assisting my lenders in fully understanding your business strategies, needs and key objectives for the future. We have a skilled team of lenders and support staff that believe in creating relationships with our clients to help them achieve long term success.

I am originally from Venezuela. I moved to the states in 1998 with the purpose of learning English as a second language. I fell in love with the PNW and decided to make it my home. I earned my Business and Finance Degree from University of Washington in 2004.

I have been in banking for 16 years, and I love what I do. I specialize in the Dental/Medical space, but have worked with clients in all types of industries from Plumbing to Food distributors.

My husband, Roger and I have been married for 6 years and are the proud parents of a very independent little boy that goes by Hank. I am passionate about helping my team succeed and developing my bankers into consultants for the Businesses they serve. In my free time, I love to travel, dabble into golf, and I am an avid knitter.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Professional Services Companies (Law Firms, Accountants, Engineers)


University of Washington

Personal Interests

Traveling, Knitting, My PELOTON & Hot Yoga


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.