Preston Carter

SBA Lender, VP
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Office Information

Office Phone

Areas Served

San Diego

Get to know me

At First Citizens, our SBA Business Development Officers partner with you to deliver tailored financing solutions for your growing business’s short- and long-term needs. With decades of experience working with multiple markets and industries, we’re dedicated to navigating you through every touchpoint of the SBA’s 7a and 504 loan options.

Our approach simplifies the SBA loan process for our borrowers, whether you're starting a business, acquiring one or expanding your existing operations. We pride ourselves on working with you to deliver the capital needed to bring your business positive results.

With over 25 years of lending experience, Preston has been helping small business owners see their future, pursue growth strategies and go “from where they are to where they want to be”. Preston’s deep roots in Southern California, Arizona and Colorado allow him to keep a close pulse on growth opportunities in the region. When he’s not focused on helping business owners, Preston can be found hiking in the Arizona mountains and enjoying the geographic beauty of the Southwest.



Personal Interests

Pickleball, sporting events, outdoor activity, cooking, online chess


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.
1) Approved to offer SBA loan products under the SBA Preferred Lenders program

2) First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.