Dalbir Dhaliwal Pena

VP, Business Banker
(984) 867-3172

Office Information

Office Phone

Areas Served

Denver and surrounding areas

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelor of Education degree from St. Mary's College, Jakarta- Indonesia. My career includes over 17 years in banking with the majority of that time spent in the Consumer, Business, and Commercial Banking space. My specific focus has been working with clients in the Medical, Dental, Real Estate, and Industrial space that are in the growth phase of the business cycle.

My spouse, John and I have married for 15 years. We have a son and two Pittbull Rescues that keep us busy.

I am passionate about spending my spare time volunteering with our church at the Denver Dream Center. We have supported and volunteered at the Food Bank of the Rockies and annually volunteered at Night to Shine- Tim Tebow Foundation. We also enjoy travelling as a family domestic/international. We enjoy learning different culture and meeting new people.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical


St. Mary's College, Jakarta- Indonesia, Bachelor of Education

Community Involvement

I enjoy volunteering with the Denver Dream Center and Night to Shine-Tim Tebow Foundation.

Personal Interests

I enjoy traveling, hiking, biking and anything outdoors.


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