Areas Served
Southwest and Southeast Florida
Get to know me
At First Citizens, our SBA Business Development Officers partner with you to deliver tailored financing solutions for your growing business’s short- and long-term needs. With decades of experience working with multiple markets and industries, we’re dedicated to navigating you through every touchpoint of the SBA’s 7a and 504 loan options. Our approach simplifies the SBA loan process for our borrowers, whether you're starting a business, acquiring one or expanding your existing operations. We pride ourselves on working with you to deliver the capital needed to bring your business positive results.
With nearly 14 years of SBA Lending experience and almost 30 years in the banking industry, Monique Nicolosi has helped small business owners achieve their goals through acquisition, expansion, and real estate purchases. Some of Monique’s most rewarding professional moments occur when passing by a thriving business and knowing that she was able to help them secure the financing they needed. A native of Flagstaff AZ, Monique’s volunteer activities have included women’s shelters, Habitat for Humanity and organizations benefiting students of the Real Estate Program at Florida State University. Now based in Coral Springs, Monique serves the business financing needs of the south Florida region. She enjoys sporting events, attending concerts, travel and spending time with her husband, four children and their dog, Max.
With nearly 14 years of SBA Lending experience and almost 30 years in the banking industry, Monique Nicolosi has helped small business owners achieve their goals through acquisition, expansion, and real estate purchases. Some of Monique’s most rewarding professional moments occur when passing by a thriving business and knowing that she was able to help them secure the financing they needed. A native of Flagstaff AZ, Monique’s volunteer activities have included women’s shelters, Habitat for Humanity and organizations benefiting students of the Real Estate Program at Florida State University. Now based in Coral Springs, Monique serves the business financing needs of the south Florida region. She enjoys sporting events, attending concerts, travel and spending time with her husband, four children and their dog, Max.
Industry Expertise
Architectural Firms
Automotive
Dental
Educational Services
Funeral Homes
Healthcare and Medical
Machine Shops
Manufacturing (Plastics, Metal, Rubber, Textiles)
Medical
Nursing Care and Assisted Living Facilities
Professional Services Companies (Law Firms, Accountants, Engineers)
Property Management
Veterinary / Pet Care Services
Wholesale Distributor (Food, Beverage, Medical Equipment)
Education
Bachelor of Science, Major in Accounting
Hobbies/Interests
Traveling, concerts, golf, pickleball, attending/watching professional sports, building/woodworking and spending time with family
Resources
Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.
1) Approved to offer SBA loan products under the SBA Preferred Lenders program
2) First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.
2) First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.