Joshua Houtz

VP, Business Banker

Office Information

Office Phone

Areas Served

Kansas City Metro

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my Bachelor’s degree from Friends University with a concentration in Business Administration and Management. My career includes over 20 years in banking with the majority of that time spent in the Commercial Banking space. My specific focus has been working with commercial clients that are in the growth phase of the business cycle.

My spouse, Tracy and I have been married for 5 years. We are the proud parents of two young children, Cason (2) and Carley (10 months).

I am passionate about spending my spare time with my family and traveling. I also enjoy my golf trips with my close friends and going to Kansas Chiefs watch parties. I look forward to coaching my kids sporting teams in the future! In the meantime, I love playing with them when I come home from the office.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Healthcare and Medical
Insurance Brokerage


Bachelors Degree in Business- Friends University

Community Involvement

March for Dimes, Harvesters

Personal Interests

Golf, Working Out, Playing with my kids


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.