Ruffin B. Grady

Senior Equipment Finance & Leasing Officer, SVP

Office Information

Office Phone

Areas Served

North Carolina (Metro Charlotte Area, Greensboro, High Point, Winston Salem)
Virginia (Central and Valleys areas)

Get to know me

As First Citizens Bank Equipment and Lease Finance Officers, our primary goal is to assist businesses with all their equipment and vehicle financing needs. Our specialists form a consultative approach partnership with your banker to fully understand your capital expenditure needs. We then provide the best financing solutions, and professional service to help your business grow.

I endeavor to fully understand your Capital Expenditure needs, and how to best help you meet your business growth, and financial goals . I have significant experience and expertise in equipment financing which spans over 30 years. I take great satisfaction in helping our customers acquire the equipment they need to fulfill their business needs. It is very gratifying to help our customers succeed.

My wife and I have been married for over 35 years and we have one wonderful child (that is now a grown adult) who is very successful in her career. I cherish our quiet time in the early morning. I enjoy playing tennis, walking, and exercise. We love to travel and spend great times with family and friends.

Focus Areas

Medical - Dental Practices
Manufacturing (Plastics, Metal, Glass, Rubber)
Wholesale Distributor (Food, Beverage, Medical Equipment)
Service Industries (HVAC, Exterminators)
Machine Shops
Logistics - Freight Carrier Companies
Construction Companies
Asphalt and Paving Companies

Industry Expertise

Equipment Finance and Leasing


Tennis, walking, traveling


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