Gail Carr

Equipment Finance & Leasing Officer

Office Information

Office Phone

Areas Served


Get to know me

As First Citizens Bank Equipment and Lease Finance Officers, our primary goal is to assist businesses with all their equipment and vehicle financing needs. Our specialists form a consultative partnership with your banker to fully understand your capital expenditure needs. We then provide the best financing solutions and professional service to help your business grow.

I earned my Bachelor's Degree in Business Management from NC State University. I have over 15 years of experience and expertise in equipment financing. I take great satisfaction in helping our customers acquire the equipment they need to fulfill their business needs.

I live in Raleigh, NC. My husband and I enjoy spending time with our family. We have two adult daughters who live close by and who also enjoy family time and travel. We especially enjoy visiting Carolina Beach, Lake Waccamaw and NYC for the occasional Broadway play and baseball game.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Equipment Finance and Leasing


B.A. in Business Management

Personal Interests

Community Involvement


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.