Justin Byars

Business Banker, VP

Office Information

Office Phone

Areas Served

Greater Triangle Area of NC

Get to know me

As a First Citizens business banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I attended North Carolina State University where I earned my Bachelors degree in Business Management with a concentration in Marketing, and my Masters in Business Administration with an emphasis on Finance. I have over 10 years of experience in banking, with the majority of that time spent in the small to mid-sized business space. My specific focus has been to serve as a trusted advisor to local companies as they navigate through the stages of their business life cycle.

My wife, Ashley, and I are proud parents. We are both Wake County, NC natives, and currently reside in Raleigh.

I enjoy being involved in my children’s sports and activities, traveling to our local beaches, spending time with our extended family in the area, and the occasional round of golf.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Funeral Homes
Healthcare and Medical


BS Business Management, North Carolina State University. Masters Business Administration, North Carolina State University

Community Involvement

Mid-Way Baptist Church, SOAR youth sports, Garner Chamber of Commerce

Personal Interests

Golf; NC State sports; Carolina Panthers football; Carolina Hurricanes hockey


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.