Ben Fordham

Business Banker, SVP

Office Information

Office Phone

Areas Served


Get to know me

As a First Citizens Business Banker, it’s important to invest in understanding your business, strategies and key objectives. An established process and skilled team of specialists help me tailor solutions to fit you and your organization. Clients appreciate our trusted partnership in planning for long-term success.

I earned my bachelor's degree from the University of South Carolina (Columbia) with a concentration in Entrepreneurship and Marketing. I earned my Masters in Business Administration (M.B.A.) from The Citadel (Charleston) with a concentration in Finance. My career includes over 16 years in banking with the majority of that time spent in the Business Banking space. My specific focus has been working with clients in the Medical, Dental, Professional, Commercial and Industrial space that are in the growth phase of the business cycle.

My spouse, Lisa, and I were recently married here in Charleston. We enjoy attending local events, time together on our boat and being among family and friends.

I am a member of Seacoast Church and the Charleston Trident Association of Realtors - Commercial Investment Division ("CID"). I also enjoy volunteering in the community to support efforts around financial education/awareness, helping those less fortunate and fundraising/creating awareness of community needs.

I invite you to connect with me on LinkedIn.

Our approach

At First Citizens, our Bankers view business relationships with you through a long-term lens. This aligns with our brand ethics, business philosophies and statement of purpose for building a long, lasting alliance. We make recommendations and decisions based on what’s best for your business and focus on your growth, expansion and success.

Management at First Citizens is regional, and we guide your accounts in the same manner—with regional support and authority. Our relationship management teams include inside and outside relationship managers, credit professionals and product specialists. Our consulting and business strategy services include industry change optimization, business process management and financial management processes.

We pride ourselves on working together to bring positive results to your business, as we see your vision come to fruition.

Industry Expertise

Architectural Firms


BS from University of South Carolina & MBA from The Citadel

Community Involvement

Member of Seacoast Church, member of CTAR CID, various corporate and non-corporate volunteering efforts annually


Boating, fishing, surfing, travel, music, arts, local events


Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.