David Velez

SBA Banker, VP

Office Information

Office Phone
phone

Areas Served

Houston, TX
Dallas, TX
Austin, TX

Get to know me

At First Citizens, our SBA Business Development Officers partner with you to deliver tailored financing solutions for your growing business’s short- and long-term needs. With decades of experience working with multiple markets and industries, we’re dedicated to navigating you through every touchpoint of the SBA’s 7a and 504 loan options.

Our approach simplifies the SBA loan process for our borrowers, whether you're starting a business, acquiring one or expanding your existing operations. We pride ourselves on working with you to deliver the capital needed to bring your business positive results.

Our Approach

Industry Expertise

Architectural Firms
Automotive
Dental

Education

United States Army, Signal Support Systems Specialist

Community Involvement

Membership Chair, Houston Texas Association of Business Brokers

Hobbies/Interests

Cooking, sporting events, listening to podcasts, spending time with family, road trips

Resources

Make sense of the markets. We have our fingers on the pulse of economic growth, investor sentiment and valuation trends.
Start, grow and expand. Our industry knowledge helps you build a long-term approach for successful business strategies.
Check out the full range of commercial financing services offered by First Citizens Bank.
1) Approved to offer SBA loan products under the SBA Preferred Lenders program

2) First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.